Resources for Residents

FEMA grant for Home Elevation, Demolition/Reconstruct or Sell:

  • Program administered by Monroe County.  Deadline September 30.  Need Elevation Certificate and detailed quote.

Fair Insurance Rates in Monroe (FIRM):

  • Keyswide Home Elevation Education Project.  Access a great source of information on Home Elevation.  Videos and flyers on what to expect when financing and permitting.

Florida Sales Tax Exemptions for Wind Hardening:

  • Consumers can purchase qualifying home hardening products exempt from tax during the Home Hardening Sales Tax Exemption.  Passed by the Florida Legislature and signed into law by Gov. Ron DeSantis, the sales tax exemption began on Friday, July 1, 2022, and extends through Sunday, June 30, 2024.  Click the link to access frequently asked questions for consumers compiled by the Florida Department of Revenue.

Florida Sales Tax Exemptions for Energy Star:

  • Consumers can purchase qualifying ENERGY STAR® appliances exempt from tax during the 2022-2023 ENERGY STAR® Appliances Sales Tax Exemption.  Passed by the Florida Legislature and signed into law by Gov. Ron DeSantis, the sales tax exemption began on Friday, July 1, 2022, and extends through Friday, June 30, 2023.  Click the link to access frequently asked questions for consumers compiled by the Florida Department of Revenue.

Keys Energy - Efficiency Rebates

Monroe County Weatherization Program:

  • Grants are available for qualifying low-income homeowners to improve windows and doors, air infiltration, attic insulation and roof coating, window tinting, lighting, air conditioner repair and replacement, and appliance repair and replacement.

My Safe FL Home

  • The Department of Financial Services has launched the My Safe Florida Home Program, re-enacted by the Florida Legislature.  The program has two primary components:  1)  Provide a free home inspection that identifies recommended improvements a homeowner may take to mitigate hurricane damage.  2)  Helps low income homeowners apply for a matching grant to perform recommended work on their homes to make them less vulnerable to hurricane damage.  

Army Corps Florida Keys Coastal Storm Risk Management:

  • The Army Corps performed a study to identify all structures at risk of coastal storms.  The study was submitted to Congress and is awaiting funding.  If funded, the monies would provide 65% of the cost to strengthen 48 critical infrastructure areas keys wide, as well as for the elevation of 4,697 homes and floodproofing of 1,130 businesses.  This would be a voluntary program; the resident or business shall expect to fund 35% of their mitigation.  This program is not expected to be available until 2025.

Inflation Reduction Act, Tax Credits for Homeowners (Program began January 1, 2023, and will last ten years)

Section 25C.  Homeowner Improvements:

  • Up to 30% income tax credit on eligible homeowner improvements: Insulation, weatherization, duct sealing, water heaters, energy star windows and doors, and home energy audits.

Section 25D.  Residential Clean Energy Credit

  • 30% income tax credit for onsite residential solar electric, solar water heating, small wind energy, geothermal heat pumps, and batteries

Section 30D.   Clean Vehicle Credit

  • Up to $7,500 income tax credit on new, qualifying clean vehicles (EV, hydrogen, etc.) Up to $4,000 on used clean cars, up to 30% of the sales price