I received a notice that my building may be eligible for a LOMA, but it's already in a less-expensive flood zone, so why did I get this notice?

Some lots straddle the boundary line between different flood zones. If the boundary line touches the buildingShaded XO Boundary Line Map (not the property), then that building is in the higher regulated zone.

City staff do not know how your building is rated, or if there are multiple buildings on the lot, each of which may be in different flood zones, so you were included in the notice. If you know your buildings are rated as being entirely within the "Shaded-X" flood zone, then you can disregard that notice.

Example of Flood Boundary Line

In the example pictured, a flood boundary line touches three buildings (with red dots). All three of these buildings are considered within the more expensive "AE-6" flood zone, rather than the less-expensive "Shaded-X" zone.

Show All Answers

1. Is there a fee for a LOMA?
2. I have an old Elevation Certificate. Can I use this to obtain a LOMA?
3. Is there an easy way to tell if my property qualifies for a LOMA?
4. There are multiple buildings on my lot, do I need an Elevation Certificate for each building?
5. Do Elevation Certificates expire?
6. If I get a LOMA, do I still need to carry flood insurance?
7. Can I submit my LOMA Application directly to Federal Emergency Management Agency (FEMA) online?
8. I received a notice that my building may be eligible for a LOMA, but it's already in a less-expensive flood zone, so why did I get this notice?
9. How long does it take Federal Emergency Management Agency (FEMA) to process a LOMA application?