Resources for Residents

FEMA grant for Home Elevation, Demolition/Reconstruct or Sell:

• Program administered by Monroe County.  Annually, every Fall season.  Need Elevation Certificate and detailed quote.  The application closes on November 30, 2025.

Fair Insurance Rates in Monroe (FIRM):

• Keyswide Home Elevation Education Project.  Access a great source of information on Home Elevation.  Videos and flyers on what to expect when financing and permitting.

Keys Energy - Efficiency Rebates

• KEYS' rebate program is made possible through a joint partnership with the Florida Municipal Power Agency and public power utilities throughout the state.  Rebates range from $25.00 to $450.00, depending on the appliance, with money awarded to KEYS' customers on a first-come, first-served basis.
• KEYS' customers can select from the 13 rebate options and download the applicable forms by clicking on the links below for more information and applications.
  • Ceiling Fan Rebate Form
  • Central AC Rebate Form
  • Clothes Washer Rebate Form
  • Dehumidifier Rebate Form
  • Dishwasher Rebate Form
  • Duct Leak Repair or Replacement Rebate Form
  • Ductless AC Rebate Form
  • EV Charger Rebate Form
  • Hot Water Heater Timer Rebate Form
  • Programmable Thermostat Rebate Form
  • Refrigerator Rebate Form
  • Room AC Rebate Form
  • Solar Water Heater Rebate Form
  • White Roof Coating Rebate Form

Monroe County Weatherization Program:

• Grants are available for qualifying low-income homeowners to improve windows and doors, air infiltration, attic insulation and roof coating, window tinting, lighting, air conditioner and replacement, and appliance repair and replacement.

My Safe FL Home

• The Department of Financial Services has launched the My Safe Florida Home Program, re-enacted by the Florida Legislature.  The program has two primary components:  1)  Provide a free home inspection that identifies recommended improvements a homeowner may take to mitigate hurricane damage.  2)  Helps low-income homeowners apply for a matching grant to perform recommended work on their homes to make them less vulnerable to hurricane damage.  

Army Corps Florida Keys Coastal Storm Risk Management:

• The Army Corps studied to identify all structures at risk of coastal storms.  The study was submitted to Congress and is awaiting funding.  If funded, the monies would provide 65% of the cost to strengthen 48 critical infrastructure areas keys-wide and for the elevation of 4,697 homes and floodproofing of 1,130 businesses.  This would be a voluntary program; the resident or business shall expect to fund 35% of their mitigation.  This program is not expected to be available until 2025.

Inflation Reduction Act, Tax Credits for Homeowners (Program last ten years from 2023)

Section 25C.  Homeowner Improvements:

• Up to 30% income tax credit on eligible homeowner improvements: Insulation, weatherization, duct sealing, water heaters, energy star windows and doors, and home energy audits.

Section 25D.  Residential Clean Energy Credit

• 30% income tax credit for onsite residential solar electric, solar water heating, small wind energy, geothermal heat pumps, and batteries

Section 30D.   Clean Vehicle Credit

• Up to $7,500 income tax credit on new, qualifying clean vehicles (EV, hydrogen, etc.) Up to $4,000 on used clean cars, up to 30% of the sales price