Grandfathering

Congress is scheduled to reauthorize - and likely revamp - the National Flood Insurance Program in the near future, which could change the current grandfathering rules.

Grandfathering Fact Sheets

  1. FEMA Detailed Grandfathering Guidance (PDF)
  2. FEMA Fact Sheet Regarding Grandfathering (PDF)
  1. My condo building is located within a flood zone. Yet my unit is on the seventh floor, well above the flood level. Clearly, my unit will never flood, so why do I need to carry flood insurance?
  2. How to I find a Flood Insurance agent or how do I buy a flood insurance policy?
  3. Is there a grace period when moving from X-zone to A (or some other zone)?
  4. What advice is available regarding obtaining a policy before the effective date and a 1-year timeline?
  5. How and when will a flood risk increase impact my bills?
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